Calculators / Budgeting
Budgeting
Budget creator
Tell your money where to go. 50/30/20 your take-home: every rupee gets a job.
About the budget calculator
The budget tool splits your take-home into needs, wants, and savings, so you can see where the money actually goes.
What split should I aim for?
The 50/30/20 rule is a useful start: about half on needs, a third on wants, a fifth to savings and investments. Treat it as a direction, not a law.
What if savings come out near zero?
Then the wants line is usually the place to look first, not the needs line. Even lifting savings from 5 to 15 percent, held for years, changes the ending more than any clever investment.
Should I budget every rupee?
You do not need to track obsessively. Getting the three big buckets roughly right, month after month, beats a perfect spreadsheet you abandon in three weeks.