Tools

Twenty calculators, India-tuned

Run the number before you sign. Same math as the rest of the site. No login.

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Investments & growth

See how compounding builds wealth, and how much you need to invest to hit a goal.

SIP

Small monthly amounts become large ones.

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Step-up SIP

A flat SIP is a shrinking SIP.

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Lumpsum

One-time money, left to compound.

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CAGR / Returns

What return did you actually earn?

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Goal planner

Name the goal. Get the monthly number.

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Inflation

Today's money buys less every year.

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Asset allocator

'Safe' all-FD money loses to inflation.

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Government & bank savings

PPF, FD and RD, with current Indian rates, tax notes, and real maturity. For EPF, read how EPF really works.

PPF

Tax-free, government-backed compounding.

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Fixed deposit

Safe, predictable, and taxed.

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Recurring deposit

A fixed sum saved every month.

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Loans

Know the EMI before you sign. Then see how a small extra payment erases years of interest.

Loan EMI

Know the EMI before you sign.

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Prepayment

A small extra EMI erases years of interest.

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Retirement

Find the corpus you'll need in India, and whether a withdrawal rate will actually last.

Retirement planner

Will the corpus actually last?

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NPS

The low-cost retirement add-on.

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SWP

Will your money outlast you?

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Insurance

Size pure term cover properly. See what a 'guaranteed' endowment really pays.

Endowment returns

Your 'guaranteed' endowment really pays about 5%.

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Surrender or keep?

Continue, paid-up or surrender: what each pays from today.

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Term cover

How much cover does your family need?

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Budgeting

Give every rupee a job, and size the fund that lets you sleep.

Budget creator

Tell your money where to go.

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Emergency fund

The fund that lets you sleep.

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