The Plainspeak
Plain talk about money
Plain talk about money, from nineteen years inside a bank. First what I believe and why, then how to actually do it. Opinions, not definitions, and each one pairs with a calculator you can go and try. No download, no email wall.
What I believe
The opinions the tools are built on. Short, and pointed. Start here for the why.
How to do it
The practical guides. The same plain-English thinking, turned into steps you can follow.
The power of step-up SIPs
The 10% trick that nearly doubles your corpus, using the raise you already get.
The 3% rule for Indian retirees
Why the American 4% rule can bankrupt an Indian retiree, and what to use instead.
3 questions before you sign a policy
They stop almost every mis-sale. Ask them out loud, in the room, before you sign.
The smart prepayment playbook
Should you prepay, and the moves that save the most. A 5-factor decision, not a slogan.
What's your money script?
The hidden beliefs running your money since childhood, and why more income rarely rewrites them.
The peace of mind planner
Everything your family would need, in one place, nominees, papers, the one-page map.
The loan health checkup
Four checks that tell you whether a loan is helping you or draining you.
The super top-up
The cheap way to lift a thin 5 lakh health cover to 25 to 50 lakh of real protection.
How to read your credit report for free
Pull all four reports without the spam calls, and learn what actually moves your score.
Money left your account and you did not do it
Under RBI rules, what you owe turns almost entirely on how fast you report.
One free place for all your mutual funds
See every folio, transact, and fix your nominees, in a single official login.
5 books to become your own planner
The five money books that can replace a shelf of them, and what each is for.